UAE Mortgage & Affordability Calculator
Plan Your UAE Property Finance
Live currency conversion · UAE Central Bank LTV rules · Bank comparison · Upfront costs · Affordability check
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Property & Finance
Live rates≈ AED 2,500,000
Suggested max finance: 80%
Minimum down payment (20%): AED 500,000
Loan Terms
1%4%
Affordability (Optional)
Monthly Payment
AED 9,474
Loan to Value
80.0%
Loan Amount
AED 2,000,000
Down Payment
AED 500,000
Total Interest
AED 842,148
Total Payment
AED 2,842,148
Total Upfront Cash Needed
Down PaymentAED 500,000
DLD Fee (4% of price)AED 100,000
Mortgage Registration (0.25%)AED 5,000
Trustee FeeAED 4,040
Processing Fee (~1%)AED 20,000
Broker Fee (2%)AED 50,000
Bank Valuation FeeAED 3,000
Total RequiredAED 682,040
Bank Comparison
| Bank | Interest Rate | Monthly Payment | Processing Fee |
|---|---|---|---|
| Emirates NBD | 3.79% | AED 10,326 | 1.00% |
| ADCB | 3.65% | AED 10,174 | 1.00% |
| FAB | 3.85% | AED 10,392 | 1.00% |
| Mashreq | 3.70% | AED 10,228 | 1.00% |
| Dubai Islamic Bank | 3.89% | AED 10,436 | 1.00% |
Rates are indicative and for comparison only. Actual rates vary by bank, applicant profile, and market conditions.
Amortization & Early Settlement
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